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Medicare is a federal health insurance program designed primarily for people age 65 and older, as well as certain younger individuals with qualifying disabilities or specific medical conditions. It helps cover essential healthcare services such as hospital stays (Part A), doctor visits and outpatient care (Part B), and often prescription drugs through optional Part D plans. Many people also choose Medicare Advantage (Part C) plans, which combine coverage and may include additional benefits like dental, vision, and hearing.
You may qualify for Medicare if you are 65 or older and a U.S. citizen or legal resident who has lived in the country for at least five years. Individuals under 65 can also qualify if they have been receiving Social Security Disability benefits for 24 months, or if they have certain conditions such as end-stage renal disease (ESRD) or ALS. Medicare provides flexible coverage options, allowing you to choose a plan that fits your healthcare needs and budget.